I must be the unusual one on this site. I received an Aspire Visa a few years ago when my credit was "shaky".
Although my credit is top-notch now, I still have the Aspire Card and use it frequently. I have never had a problem with "scams". All of my payments were posted promptly and without a hitch. As a matter of fact, they are my ONLY credit card that did not charge an "international fee" when I went to Europe.
All of my other cards tacked on some kind of fee. My only complaint is that Aspire charges $4.95 to pay online. Consequently I mail my payments to them. No harm, no foul.
I suspect that a lot of complaints on this site come from people who don't pay their bills on time.
Don't blame the credit card companies if you are a deadbeat!
Review about: Aspire Visa Credit Card.